Percentage Ownership©
We Have Percentage Ownership Homes in Calgary Available For You!
We specialize in helping Calgary residents earn the satisfaction of being a homeowner through our Calgary Percentage Ownership Home Program.
If you are interested with our program…you’ve found the right place for a fantastic Calgary home ownership. We help regular folks like you become homeowners because we believe in the Canadian dream.
We love helping our communities to grow and improve by empowering folks to accomplish something that they didn’t think was possible.
Our success in real estate is measured by making a difference in people’s lives.
We love it when people say things to us like:
“We never could have done this without you! With our previous credit history and very little cash, we didn’t know we could become homeowners – but now our family has a beautiful home to call our own. Thank you so much!”
“Your service has been phenomenal, thank you for the great support!”
“Even though my husband was having trouble getting a job, you were able to help us to get a house! Thank you so much for all you’ve done for us!”
The new Canada Mortgage and Housing (“CMHC”) rules on requirements to qualify for homeowner mortgage insurance in Canada has been a major impact for everyone who wish to buy a home, in particularly for first time home buyers. In order for CMHC to insured a mortgage loans, for the maximum purchase price or as-improved property value must be below $1,000,000. You will have at least minimum down payment starting at 5% for a purchase price of $500,000 or less, the minimum down payment is 5%. When the purchase price is above $500,000, the minimum down payment is 5% for the first $500,000 and 10% for the remaining balance.
Normally, the minimum down payment comes from your own resources. However, a gift of a down payment from an immediate relative is acceptable for dwellings of 1 to 4 units. For eligible borrowers, additional sources of down payment, such as lender incentives and borrowed funds, are also permitted. Check with your lender for qualifying criteria and availability. The reality is not many people have access to these resources. And, even if you do buyers are required or subject to go for so called “stress test rate” means you will need to get approved base on the highest mortgage rate at the current time. There are not many people who are qualified for “stress test rate” due to various reasons. For example, job security, debt ratio, credit score which has the major reason for getting approved by the bank or lender.
This is where we can help you to become home ownership. We are happy to answer any questions you may want to ask us, and we can help you avoid the scams. Even though percentage ownership arrangements can be great deals, there are definitely some scam artists in the real estate business. We can help go through the process and avoid potential pitfall if you were to go through it yourself. Our process is simple and easy to understand in plain english no legal jargon! We understand not everyone the same…so we customize our program cater based on individual’s need and situation.
Give us a call anytime to find out how we can help you, or fill out the form below to get started now.
Sounds simple, right? It truly is.
How To Get Started
If you’re curious to see what properties we have available today, get started by filling out the pre-qualification form below. We do have properties listed on this website but the best deals don’t even make it to this site because they get snatched up by those already pre-qualified BEFORE we even get a chance to list it online or on the MLS.
So, you’ll get an edge when you start the process by getting pre-qualified below.
Fill out the form BELOW to get the process rolling and see available Percentage Ownership Houses in Calgary!
What Are The Types Of Percentage Ownership Houses
In Calgary We Offer?
The types of houses we tend to offer on our Calgary Percentage Ownership include…
- 2 bedroom – 4 bedroom homes
- 1,400 – 2,500 square feet
- Updated kitchens and bathrooms
- Often times many upgrades
Each percentage ownership house is different, so there’s definitely the perfect percentage ownership house out there for you. Looking forward to hearing from you!